Above all else, guard your heart. It's so important to stay away from anything that doesn't build you up. Sure, you're allowed to do a lot of things, but not everything is good for you. So, be careful with every decision you make. Ask God for wisdom and don't let your emotions take over, because they can lead you down the wrong path.
The devil will often present solutions that seem perfect during times of crisis, but watch out! They always lead to destruction. Debt is never the best way out. Instead, go to God, and you'll find the help you need right when you need it. Jesus knows everything you're going through and wants to help you.
Bring your burdens to Him, and you'll find peace. Then, you'll be able to clearly see the resources you have to get out of debt. And once you're out, don't ever go back! Jesus wants you to walk in blessing and live a life free from shame.
Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.” Hebrews 13:5
Owe no one anything, except to love one another, for the one who loves his neighbor has fulfilled the law.
Pay everyone what is owed: taxes to whom taxes are due, revenue to whom revenue is due, respect to whom respect is due, honor to whom honor is due.
For the Lord your God will bless you just as he has promised; you will lend to many nations but will not borrow from any, and you will rule over many nations but they will not rule over you.
There is desirable treasure and olive oil in the dwelling of the wise, but a foolish person devours all he has.
Your conduct must be free from the love of money and you must be content with what you have, for he has said, “I will never leave you and I will never abandon you.”
Do not withhold good from those who need it, when you have the ability to help.
Do not say to your neighbor, “Go! Return tomorrow and I will give it,” when you have it with you at the time.
“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.
For which of you, wanting to build a tower, doesn’t sit down first and compute the cost to see if he has enough money to complete it?
Otherwise, when he has laid a foundation and is not able to finish the tower, all who see it will begin to make fun of him.
So Jesus asked the experts in religious law and the Pharisees, “Is it lawful to heal on the Sabbath or not?”
They will say, ‘This man began to build and was not able to finish!’
Evil men borrow, but do not repay their debt, but the godly show compassion and are generous.
The one who increases his wealth by increasing interest gathers it for someone who is gracious to the needy.
The plans of the diligent lead only to plenty, but everyone who is hasty comes only to poverty.
Reach agreement quickly with your accuser while on the way to court, or he may hand you over to the judge, and the judge hand you over to the warden, and you will be thrown into prison.
I tell you the truth, you will never get out of there until you have paid the last penny!
Do not be one who strikes hands in pledge or who puts up security for debts.
If you do not have enough to pay, your bed will be taken right out from under you!
“If a man borrows an animal from his neighbor, and it is hurt or dies when its owner was not with it, the man who borrowed it will surely pay.
The one who puts up security for a stranger will surely have trouble, but whoever avoids shaking hands will be secure.
For the love of money is the root of all evils. Some people in reaching for it have strayed from the faith and stabbed themselves with many pains.
My child, if you have made a pledge for your neighbor, and have become a guarantor for a stranger,
A little sleep, a little slumber, a little folding of the hands to relax,
and your poverty will come like a robber, and your need like an armed man.
A worthless and wicked person walks around saying perverse things;
he winks with his eyes, signals with his feet, and points with his fingers;
he plots evil with perverse thoughts in his heart, he spreads contention at all times.
Therefore, his disaster will come suddenly; in an instant he will be broken, and there will be no remedy.
There are six things that the Lord hates, even seven things that are an abomination to him:
haughty eyes, a lying tongue, and hands that shed innocent blood,
a heart that devises wicked plans, feet that are swift to run to evil,
a false witness who pours out lies, and a person who spreads discord among family members.
if you have been ensnared by the words you have uttered, and have been caught by the words you have spoken,
My child, guard the commands of your father and do not forsake the instruction of your mother.
Bind them on your heart continually; fasten them around your neck.
When you walk about, they will guide you; when you lie down, they will watch over you; when you wake up, they will talk to you.
For the commandments are like a lamp, instruction is like a light, and rebukes of discipline are like the road leading to life,
by keeping you from the evil woman, from the smooth tongue of the loose woman.
Do not lust in your heart for her beauty, and do not let her captivate you with her alluring eyes;
for on account of a prostitute one is brought down to a loaf of bread, but the wife of another man preys on your precious life.
Can a man hold fire against his chest without burning his clothes?
Can a man walk on hot coals without scorching his feet?
So it is with the one who has sex with his neighbor’s wife; no one who touches her will escape punishment.
then, my child, do this in order to deliver yourself, because you have fallen into your neighbor’s power: go, humble yourself, and appeal firmly to your neighbor.
People do not despise a thief when he steals to fulfill his need when he is hungry.
Yet if he is caught he must repay seven times over, he might even have to give all the wealth of his house.
A man who commits adultery with a woman lacks wisdom, whoever does it destroys his own life.
He will be beaten and despised, and his reproach will not be wiped away;
for jealousy kindles a husband’s rage, and he will not show mercy when he takes revenge.
He will not consider any compensation; he will not be willing, even if you multiply the compensation.
Permit no sleep to your eyes or slumber to your eyelids.
Deliver yourself like a gazelle from a snare, and like a bird from the trap of the fowler.
I was once young, now I am old. I have never seen a godly man abandoned, or his children forced to search for food.
“If you lend money to any of my people who are needy among you, do not be like a moneylender to him; do not charge him interest.
Give me a desire for your rules, rather than for wealth gained unjustly.
Turn my eyes away from what is worthless! Revive me with your word!
When you make any kind of loan to your neighbor, you may not go into his house to claim what he is offering as security.
You must stand outside and the person to whom you are making the loan will bring out to you what he is offering as security.
For wisdom provides protection, just as money provides protection. But the advantage of knowledge is this: Wisdom preserves the life of its owner.
The one who lacks wisdom strikes hands in pledge, and puts up financial security for his neighbor.
A shrewd person sees danger and hides himself, but the naive keep right on going and suffer for it.
On the first day of the week, each of you should set aside some income and save it to the extent that God has blessed you, so that a collection will not have to be made when I come.
A benevolent person leaves an inheritance for his grandchildren, but the wealth of a sinner is stored up for the righteous.
The godly speak wise words and promote justice.
The law of their God controls their thinking; their feet do not slip.
does not oppress anyone, but gives the debtor back whatever was given in pledge, does not commit robbery, but gives his bread to the hungry and clothes the naked,
“The one who is faithful in a very little is also faithful in much, and the one who is dishonest in a very little is also dishonest in much.
If then you haven’t been trustworthy in handling worldly wealth, who will entrust you with the true riches?
And if you haven’t been trustworthy with someone else’s property, who will give you your own?
Come now, you who say, “Today or tomorrow we will go into this or that town and spend a year there and do business and make a profit.”
You do not know about tomorrow. What is your life like? For you are a puff of smoke that appears for a short time and then vanishes.
The law you have revealed is more important to me than thousands of pieces of gold and silver. י (Yod)
Do not lag in zeal, be enthusiastic in spirit, serve the Lord.
Rejoice in hope, endure in suffering, persist in prayer.
Contribute to the needs of the saints, pursue hospitality.
to aspire to lead a quiet life, to attend to your own business, and to work with your hands, as we commanded you.
“For this reason, the kingdom of heaven is like a king who wanted to settle accounts with his slaves.
As he began settling his accounts, a man who owed ten thousand talents was brought to him.
Because he was not able to repay it, the lord ordered him to be sold, along with his wife, children, and whatever he possessed, and repayment to be made.
Then the slave threw himself to the ground before him, saying, ‘Be patient with me, and I will repay you everything.’
The lord had compassion on that slave and released him, and forgave him the debt.
After he went out, that same slave found one of his fellow slaves who owed him one hundred silver coins. So he grabbed him by the throat and started to choke him, saying, ‘Pay back what you owe me!’
Then his fellow slave threw himself down and begged him, ‘Be patient with me, and I will repay you.’
and said, “I tell you the truth, unless you turn around and become like little children, you will never enter the kingdom of heaven!
But he refused. Instead, he went out and threw him in prison until he repaid the debt.
When his fellow slaves saw what had happened, they were very upset and went and told their lord everything that had taken place.
Then his lord called the first slave and said to him, ‘Evil slave! I forgave you all that debt because you begged me!
Should you not have shown mercy to your fellow slave, just as I showed it to you?’
And in anger his lord turned him over to the prison guards to torture him until he repaid all he owed.
So also my heavenly Father will do to you, if each of you does not forgive your brother from your heart.”
The righteous person cares for the legal rights of the poor; the wicked does not understand such knowledge.
At the end of every seven years you must declare a cancellation of debts.
You must by all means lend to him and not be upset by doing it, for because of this the Lord your God will bless you in all your work and in everything you attempt.
There will never cease to be some poor people in the land; therefore, I am commanding you to make sure you open your hand to your fellow Israelites who are needy and poor in your land.
If your fellow Hebrew – whether male or female – is sold to you and serves you for six years, then in the seventh year you must let that servant go free.
If you set them free, you must not send them away empty-handed.
You must supply them generously from your flock, your threshing floor, and your winepress – as the Lord your God has blessed you, you must give to them.
Remember that you were a slave in the land of Egypt and the Lord your God redeemed you; therefore, I am commanding you to do this thing today.
However, if the servant says to you, “I do not want to leave you,” because he loves you and your household, since he is well off with you,
you shall take an awl and pierce a hole through his ear to the door. Then he will become your servant permanently (this applies to your female servant as well).
You should not consider it difficult to let him go free, for he will have served you for six years, twice the time of a hired worker; the Lord your God will bless you in everything you do.
You must set apart for the Lord your God every firstborn male born to your herds and flocks. You must not work the firstborn of your bulls or shear the firstborn of your flocks.
This is the nature of the cancellation: Every creditor must remit what he has loaned to another person; he must not force payment from his fellow Israelite, for it is to be recognized as “the Lord’s cancellation of debts.”
vindicates the oppressed, and gives food to the hungry. The Lord releases the imprisoned.
Better to have a little with righteousness than to have abundant income without justice.
Indeed, the scepter of a wicked king will not settle upon the allotted land of the godly. Otherwise the godly might do what is wrong.
Feasts are made for laughter, and wine makes life merry, but money is the answer for everything.
Who can find a wife of noble character? For her value is far more than rubies.
The heart of her husband has confidence in her, and he has no lack of gain.
She brings him good and not evil all the days of her life.
She obtains wool and flax, and she is pleased to work with her hands.
She is like the merchant ships; she brings her food from afar.
She also gets up while it is still night, and provides food for her household and a portion to her female servants.
She considers a field and buys it; from her own income she plants a vineyard.
She begins her work vigorously, and she strengthens her arms.
She knows that her merchandise is good, and her lamp does not go out in the night.
Her hands take hold of the distaff, and her hands grasp the spindle.
O my son, O son of my womb, O son of my vows,
She extends her hand to the poor, and reaches out her hand to the needy.
She is not afraid of the snow for her household, for all of her household are clothed with scarlet.
She makes for herself coverlets; her clothing is fine linen and purple.
Her husband is well-known in the city gate when he sits with the elders of the land.
She makes linen garments and sells them, and supplies the merchants with sashes.
She is clothed with strength and honor, and she can laugh at the time to come.
She opens her mouth with wisdom, and loving instruction is on her tongue.
She watches over the ways of her household, and does not eat the bread of idleness.
Her children rise up and call her blessed, her husband also praises her:
“Many daughters have done valiantly, but you surpass them all!”
Do not give your strength to women, nor your ways to that which ruins kings.
Charm is deceitful and beauty is fleeting, but a woman who fears the Lord will be praised.
Give her credit for what she has accomplished, and let her works praise her in the city gates.
Do not trust in what you can gain by oppression! Do not put false confidence in what you can gain by robbery! If wealth increases, do not become attached to it!
But whoever has the world’s possessions and sees his fellow Christian in need and shuts off his compassion against him, how can the love of God reside in such a person?
But the man who doubts is condemned if he eats, because he does not do so from faith, and whatever is not from faith is sin.
But if anyone is deficient in wisdom, he should ask God, who gives to all generously and without reprimand, and it will be given to him.
The one who neglects discipline ends up in poverty and shame, but the one who accepts reproof is honored.
“If a man borrows an animal from his neighbor, and it is hurt or dies when its owner was not with it, the man who borrowed it will surely pay.
If its owner was with it, he will not have to pay; if it was hired, what was paid for the hire covers it.
Surely those favored by the Lord will possess the land, but those rejected by him will be wiped out.
because drunkards and gluttons become impoverished, and drowsiness clothes them with rags.
For freedom Christ has set us free. Stand firm, then, and do not be subject again to the yoke of slavery.
Therefore I exhort you, brothers and sisters, by the mercies of God, to present your bodies as a sacrifice – alive, holy, and pleasing to God – which is your reasonable service.
Be devoted to one another with mutual love, showing eagerness in honoring one another.
Do not lag in zeal, be enthusiastic in spirit, serve the Lord.
Rejoice in hope, endure in suffering, persist in prayer.
Contribute to the needs of the saints, pursue hospitality.
Bless those who persecute you, bless and do not curse.
Rejoice with those who rejoice, weep with those who weep.
Live in harmony with one another; do not be haughty but associate with the lowly. Do not be conceited.
Do not repay anyone evil for evil; consider what is good before all people.
If possible, so far as it depends on you, live peaceably with all people.
Do not avenge yourselves, dear friends, but give place to God’s wrath, for it is written, “Vengeance is mine, I will repay,” says the Lord.
Do not be conformed to this present world, but be transformed by the renewing of your mind, so that you may test and approve what is the will of God – what is good and well-pleasing and perfect.
Two things I ask from you; do not refuse me before I die:
Remove falsehood and lies far from me; do not give me poverty or riches, feed me with my allotted portion of bread,
lest I become satisfied and act deceptively and say, “Who is the Lord?” Or lest I become poor and steal and demean the name of my God.
When you make a vow to God, do not delay in paying it. For God takes no pleasure in fools: Pay what you vow!
Your officials are rebels, they associate with thieves. All of them love bribery, and look for payoffs. They do not take up the cause of the orphan, or defend the rights of the widow.
The one who is gracious to the poor lends to the Lord, and the Lord will repay him for his good deed.
And above all, my brothers and sisters, do not swear, either by heaven or by earth or by any other oath. But let your “Yes” be yes and your “No” be no, so that you may not fall into judgment.
The one who gives to the poor will not lack, but whoever shuts his eyes to them will receive many curses.
So then, do not judge anything before the time. Wait until the Lord comes. He will bring to light the hidden things of darkness and reveal the motives of hearts. Then each will receive recognition from God.
“Woe to you, experts in the law and you Pharisees, hypocrites! You give a tenth of mint, dill, and cumin, yet you neglect what is more important in the law – justice, mercy, and faithfulness! You should have done these things without neglecting the others.
If a wise person goes to court with a foolish person, there is no peace whether he is angry or laughs.
The Lord will open for you his good treasure house, the heavens, to give you rain for the land in its season and to bless all you do; you will lend to many nations but you will not borrow from any.
You are the reason I offer praise in the great assembly; I will fulfill my promises before the Lord’s loyal followers.
There are four things on earth that are small, but they are exceedingly wise:
ants are creatures with little strength, but they prepare their food in the summer;
And let us take thought of how to spur one another on to love and good works,
not abandoning our own meetings, as some are in the habit of doing, but encouraging each other, and even more so because you see the day drawing near.
Do not those who devise evil go astray? But those who plan good exhibit faithful covenant love.
And we know that all things work together for good for those who love God, who are called according to his purpose,
Go to the ant, you sluggard; observe its ways and be wise!
It has no commander, overseer, or ruler,
yet it prepares its food in the summer; it gathers at the harvest what it will eat.
I passed by the field of a sluggard, by the vineyard of one who lacks wisdom.
I saw that thorns had grown up all over it, the ground was covered with weeds, and its stone wall was broken down.
When I saw this, I gave careful consideration to it; I received instruction from what I saw:
“A little sleep, a little slumber, a little folding of the hands to relax,
and your poverty will come like a bandit, and your need like an armed robber.”
“Do not accumulate for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal.
Thus whenever you do charitable giving, do not blow a trumpet before you, as the hypocrites do in synagogues and on streets so that people will praise them. I tell you the truth, they have their reward.
But accumulate for yourselves treasures in heaven, where moth and rust do not destroy, and thieves do not break in and steal.
Then he said to them, “Watch out and guard yourself from all types of greed, because one’s life does not consist in the abundance of his possessions.”
A man who is all alone with no companion, he has no children nor siblings; yet there is no end to all his toil, and he is never satisfied with riches. He laments, “For whom am I toiling and depriving myself of pleasure?” This also is futile and a burdensome task!
Listen, my dear brothers and sisters! Did not God choose the poor in the world to be rich in faith and heirs of the kingdom that he promised to those who love him?
They will not be ashamed when hard times come; when famine comes they will have enough to eat.
Give a shepherd’s care to God’s flock among you, exercising oversight not merely as a duty but willingly under God’s direction, not for shameful profit but eagerly.
They court you eagerly, but for no good purpose; they want to exclude you, so that you would seek them eagerly.
Not only this, but we also rejoice in sufferings, knowing that suffering produces endurance,
and endurance, character, and character, hope.
Like snow in summer or rain in harvest, so honor is not fitting for a fool.
Like an archer who wounds at random, so is the one who hires a fool or hires any passer-by.
Like a dog that returns to its vomit, so a fool repeats his folly.
Do you see a man wise in his own eyes? There is more hope for a fool than for him.
The sluggard says, “There is a lion in the road! A lion in the streets!”
Like a door that turns on its hinges, so a sluggard turns on his bed.
The sluggard plunges his hand in the dish; he is too lazy to bring it back to his mouth.
The sluggard is wiser in his own estimation than seven people who respond with good sense.
Like one who grabs a wild dog by the ears, so is the person passing by who becomes furious over a quarrel not his own.
Like a madman who shoots firebrands and deadly arrows,
so is a person who deceives his neighbor, and says, “Was I not only joking?”
Like a fluttering bird or like a flying swallow, so a curse without cause does not come to rest.