Deuteronomy 24:10

New International Version

When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.

See the chapter Copy

You demanded security from your relatives for no reason; you stripped people of their clothing, leaving them naked.

If you take your neighbor’s cloak as a pledge, return it by sunset,

because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.

Rather, be openhanded and freely lend them whatever they need.

Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you.