Deuteronomy 24:10

New International Version

When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.

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Rather, be openhanded and freely lend them whatever they need.

because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.

If you take your neighbor’s cloak as a pledge, return it by sunset,

Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you.

You demanded security from your relatives for no reason; you stripped people of their clothing, leaving them naked.