Here is another misfortune that I have seen on earth, and it weighs heavily on people:
Here is a misfortune on earth that I have seen: Wealth hoarded by its owner to his own misery.
God gives a man riches, property, and wealth so that he lacks nothing that his heart desires, yet God does not enable him to enjoy the fruit of his labor – instead, someone else enjoys it! This is fruitless and a grave misfortune.