If you cannot pay the loan, your own bed may be taken right out from under you.
The wife of a man from the groups of prophets said to Elisha, “Your servant, my husband, is dead. You know he honored the Lord. But now the man he owes money to is coming to take my two boys as his slaves!”
Take the coat of someone who promises to pay a stranger’s debts, and keep it until he pays what the stranger owes.