“When you lend someone something, do not go into his house to get the garment he is going to give you as security;
To make a brother repay you the money he owed, you took away his clothes and left him nothing to wear.
If you take someone's cloak as a pledge that he will pay you, you must give it back to him before the sun sets,
because it is the only covering he has to keep him warm. What else can he sleep in? When he cries out to me for help, I will answer him because I am merciful.
Instead, be generous and lend them as much as they need.
wait outside and let him bring it to you himself.