Maybe you loaned a brother some money\par and forced him to give you something\par to prove he would pay it back.\par Maybe you took some poor man’s clothes\par as collateral {\cf2\super [34]} for a loan.\par Maybe you did that for no reason.\par
Someone might give you his coat as a promise that he will pay you the money he owes you. But you must give that coat back to him before the sun goes down.
If that person doesn’t have his coat, then he will have nothing to cover his body. He will get cold in his sleep. And if he cries to me, I will hear him. I will listen, because I am kind.