When you lend money to people, you are allowed to keep something of theirs as a guarantee that the money will be paid back. But you must not go into their house to get it.
Instead, be kind and lend them what they need.
because that is the only cover the poor have when they sleep at night. I am a merciful God, and when they call out to me, I will come to help them.
Before sunset you must return any coat taken as security for a loan,
Wait outside, and they will bring out the item you have agreed on.
To guarantee payment of a debt, you have taken clothes from innocent people.